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Hopkins FSB
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Hopkins Federal Privacy Policy


At Hopkins Federal Savings Bank we have always endeavored to treat our customer’s information with care. Your trust and confidence is very important to us. Under new and existing laws and regulations, we must provide you with the following information about how your nonpublic personal information is collected, handled, and safeguarded. Further, we will explain to whom we disclose this information to in our effort to provide you with the best quality services and products you have come to know and expect from Hopkins Federal Savings Bank (also referred to as “Hopkins Federal”, “HFSB”, “we”, “our”, or “us”).

Notice:
This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:

  • All of our consumer customers who have a continuing relationship with us, such as:
    - Deposit account
    - Loan account

  • All former customers

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information. To assist your understanding of this policy, we define the following terms:

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.

A nonaffiliated third party is a company that is not affiliated with us.


THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms

  • Information about your transactions with us or our affiliates

  • Information about your transactions with nonaffiliated third parties

  • Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. Hopkins Federal Savings Bank does not sell its customers’ information to third parties.

Hopkins Federal does not give its customers’ information to third parties, except where necessary to assist you in conducting your transactions. Accordingly, HFSB does employ outside vendors to provide you, our customer, with the best possible service. We do take appropriate steps to protect and ensure the confidentiality of any of customers’ personal information that is shared with these outside vendors. Any of these third parties with whom we have contracted to provide operational functions on behalf of the bank and its customers have contractually agreed that your information will be treated confidentially, and that it will only be used for the purpose intended.

By allowing Hopkins Federal to share information with our affiliates, you benefit by our being able to offer you additional products and services offered by our affiliated mortgage companies. We offer these products to those customers who are most likely to find them valuable. In order to provide these products, we may share nonpublic personal information with our affiliates, such as information we receive from you on your application or other forms. This information could include you name, address, social security number, assets, income, creditworthiness, and credit history.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

If you ever decide to close your account(s) or become an inactive customer, we will follow the privacy policies and practices as described in this notice.

IF YOU CHOOSE TO OPT OUT OF DISCLOSURE TO OUR AFFILIATES

If you prefer that we do not disclose nonpublic personal information to our affiliates, you may fill out the Opt Out Form and return it to us by mail or by dropping it off at one of our branches.

If you have a joint account, an opt out instruction given by one of the joint account holders will affect all holders of the account.

QUESTIONS

If you have any questions about our privacy practices, please do not hesitate to call us at 410-484-4555 (Pikesville), 410-675-2828 (Downtown), 1-877-467-3335 (out-of-state), or visit one of our branches. Any one of our staff will be happy to assist you.
 

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Privacy Policy
U.S. Patriot Act