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Financial Products > Lending
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Lending
We specialize in the loan products listed below. We encourage you to call our residential loan department, managed by Greg Lawson (410-415-5555, x230) or our commercial loan department, managed by Michael Schonfeld (410-484-2628). A loan officer will set up a convenient time to meet with you to understand your needs.
First Mortgage
Refinance
Construction/Permanent
Home Equity or Line of Credit
Lot Loans
Commercial Loans
First Mortgage
Whether you are buying, your first home, your vacation home, or
your retirement home, we can help you with the mortgage
financing you will need. We have many loan programs to choose
from, including:
Refinance
Many people are refinancing their current mortgages to reduce
the rate they are paying and/or to obtain some cash to help with
many other expenses, including home improvements. If you want to
reduce your current mortgage interest rate, or obtain additional
cash under your mortgage, we would be happy to assist you.
Construction/Permanent
Need help building your dream home? We can give you a
construction loan, and then turn it into a permanent loan. With
a construction/permanent loan you will have one loan, one
closing and one set of fees. We work closely with many builders
in Baltimore and the surrounding counties. We make it easy for
your builder, so your home gets built quickly.
Home Equity or Line of Credit
Need to make home improvements or pay tuition expenses or even
consolidate your debt? With our Home Equity loan you can do all
of those things. Borrow against the equity that has likely built
up in your home over these past five or more years. Call one of
our knowledgeable loan officers today.
Lot Loans Not quite
ready to build your dream home, but found the land to build it
on? If so, our Lot loan is the right loan for you.
Commercial Loans
Hopkins Federal specializes in land acquisition, development and
construction loans. We offer flexible and creative loan
structures, rapid loan approvals and competitive pricing.
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